NK Opatija vs Karlovac: Prediction, Betting Tips & Match Preview – 20 February

NK Opatija

W D W W L

8th place in Croatia 2.HNL

2-1

20/02/2026 09:30

Karlovac

L L L L W

7th place in Croatia 2.HNL

Croatia 2.HNL

MATCH INTRO

Betiball's prediction for NK Opatija vs Karlovac on 20 February 2026 (kick-off: 09:30) is built from both teams' recent form, head-to-head history, squad availability, and tactical analysis. Read the full NK Opatija vs Karlovac preview before placing your bet.

NK Opatija will face Karlovac in Croatia 2.HNL on February 20, 2026 at 09:30.
NK Opatija are currently 8th with 40 points after 33 matches.
Karlovac sit 7th with 42 points from 33 matches.
Current model prediction leans yellow with a projected score of 1 - 1 and average coefficient 2.98.

Predictions 1x2 Under/Over 2.5 1X2 Live Half Time Half Time / Full Time Both To Score Double chance Handicap Scorers Corners Cards

Home team Away team

Probability %

Pred

Correct

Avg.g

Coef.

Score.

Live coef.

Weather

09:30

2026-02-20

NK Opatija vs Karlovac - Prediction & Odds

NK Opatija

Karlovac

2026-02-20 09:30

STANDINGS UP TO 20/02/2026

Overall Table	PTS	GP	W	D	L	GF	GA	+/-

01 Rudes	65	33	19	8	6	49	29	20
02 HNK Cibalia	58	33	17	7	9	51	33	18
03 Radnik Sesvete	57	33	16	9	8	42	28	14
04 NK Dugopolje	54	33	16	6	11	40	38	2
05 NK Dubrava Zagreb	47	33	13	8	12	39	46	-7
06 Bijelo Brdo	42	33	11	9	13	30	30	0
07 Karlovac	42	33	13	3	17	40	45	-5
08 NK Opatija	40	33	10	10	13	31	38	-7
09 NK Orijent Rijeka	38	33	9	11	13	40	41	-1
10 Hrvace	36	33	10	6	17	36	48	-12
11 NK Croatia Zmijavci	35	33	9	8	16	32	46	-14
12 NK Jarun	33	33	8	9	16	34	42	-8

Head To Head

26/09/2025 12:30

Karlovac

1 - 1

NK Opatija

CRO D2

10/05/2024 11:00

NK Opatija

1 - 0

Karlovac

CRO D3

05/11/2023 11:59

Karlovac

2 - 1

NK Opatija

CRO D3

Karlovac

67%

Draw

33%

NK Opatija

NK Opatija Last 6 matches

14/02/2026 09:30

NK Dubrava Zagreb 0 - 1 NK Opatija

CRO D2

31/01/2026 09:15

NK Dubrava Zagreb 1 - 2 NK Opatija

INT CF

28/01/2026 11:15

Radnik Krizevci 1 - 4 NK Opatija

INT CF

24/01/2026 09:15

NK Jarun 4 - 2 NK Opatija

INT CF

21/01/2026 06:30

NK Opatija 2 - 1 Radnik Bijeljina

INT CF

10/01/2026 06:00

Istra 1961 Pula 6 - 1 NK Opatija

INT CF

Win

67%

Draw

Lost

33%

Last 6 matches Karlovac

13/02/2026 10:30

Karlovac 1 - 0 Bijelo Brdo

CRO D2

07/02/2026 09:00

Karlovac 1 - 0 HNK Segesta Sisak

INT CF

02/02/2026 06:00

Karlovac 4 - 0 FK Rudar Pljevlja

INT CF

30/01/2026 10:00

Karlovac 2 - 2 NK Dugopolje

INT CF

27/01/2026 06:00

Karlovac 0 - 1 FK Mladost DG

INT CF

24/01/2026 06:00

Karlovac 1 - 1 Muscelul Campulung

INT CF

Win

50%

Draw

33%

Lost

17%

Overall Home/Away

Full time First half Second half

All leagues Croatia 2.HNL

Played games

NK Opatija

Karlovac

Goals

Scored

Avg. per game

0.94

Conceded

Avg. per game

1.15

Scored

Avg. per game

1.21

Conceded

Avg. per game

1.36

Scored a goal

In last 6 matches

YesNo

5 (83%)1 (17%)

In last 6 matches

NoYes

2 (33%)4 (67%)

In last 33 matches

YesNo

19 (58%)14 (42%)

In last 33 matches

NoYes

21 (64%)12 (36%)

NK Opatija

Recent matches

Karlovac

Under /Over

(70%)23 10(30%)

1.5

Full Time

Under /Over

(73%)24 9(27%)

Under /Over

(30%)10 23(70%)

1.5

1st Half

Under /Over

(36%)12 21(64%)

Under /Over

(27%)9 24(73%)

1.5

2nd Half

Under /Over

(39%)13 20(61%)

/Yes

(42%)14 19(58%)

Both scored
(Yes/No)

No /Yes

(39%)13 20(61%)

GOALS BY TIME PERIOD

NK Opatija

Karlovac

Shots

NK Opatija

Total shots

8.66 avg / game

Blocked

0 total

Avg. —

Karlovac

Total shots

9.44 avg / game

Blocked

0 total

Avg. —

NK Opatija Pass Karlovac

Total passes

—

Avg. — / game

Accurate

—

Ball possession

47%

Total passes

—

Avg. — / game

Accurate

—

Ball possession

48%

TOTAL ATTACKS

DANGEROUS ATTACKS

OTHERS

NK Opatija

Played games

Karlovac

Avg / game Total Total Avg / game

0.27

Clean sheets

0.24

3.33

110

Corners

147

4.45

0.00

Throw-ins

0.00

1.18

Offsides

0.73

0.15

GK saves

0.03

NK Opatija

DISCIPLINARY

Karlovac

Avg / game Total Total Avg / game

2.85

1.97

0.18

0.03

7.82

258

Fouls

160

4.85

0.00

Tackles

0.00

NEXT MATCHES

NEXT MATCHES

How We Build the NK Opatija vs Karlovac Prediction

Betiball.com's prediction for NK Opatija vs Karlovac on 20 February 2026 is generated by a statistical model that processes over 30 data points per match — including each team's last ten results, expected goals (xG), shots on target, defensive line metrics, set-piece vulnerability, and confirmed squad availability. For this Croatia 2.HNL fixture, our model also factors in home and away performance splits and any confirmed injuries or suspensions reported within 48 hours of kick-off. Every tip includes a probability percentage — not just a pick, but the data behind it.

NK Opatija vs Karlovac Form Analysis

Heading into this match, both sides carry distinct statistical profiles our model weighs carefully. We assess NK Opatija's recent home record, scoring rate, and clean sheet frequency against Karlovac's away form — particularly goals conceded on the road and their tendency to score or keep clean sheets in away fixtures. Over/Under 2.5 goals, Both Teams to Score (BTTS), and the Asian Handicap line are all evaluated through this lens before a final recommendation is issued.

Croatia 2.HNL Context: Standings, Form & What's at Stake

League position and match context are decisive inputs. A team fighting relegation defends differently from one chasing European qualification — and our model accounts for that pressure. Check the live Croatia 2.HNL standings and the Croatia 2.HNL form table to understand exactly where NK Opatija and Karlovac sit and what this result means for both clubs.

Prediction Accuracy & Track Record

Betiball.com publishes a weekly prediction accuracy review so you can verify our historical hit rate across 1x2, Over/Under, and BTTS markets. We do not hide results that went against our tip — full transparency on model performance is a core part of how Betiball.com operates. Our Croatia 2.HNL predictions are among the highest-rated by our users precisely because the data is always shown alongside the recommendation.

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