NK Lokomotiva Zagreb vs ZNK Osijek: Prediction, Betting Tips & Match Preview – 21 February

NK Lokomotiva Zagreb

W D L D D

5th place in Croatia 1.Division

3-1

21/02/2026 12:15

ZNK Osijek

W D L L L

9th place in Croatia 1.Division

Croatia 1.Division

MATCH INTRO

Betiball's prediction for NK Lokomotiva Zagreb vs ZNK Osijek on 21 February 2026 (kick-off: 12:15) is built from both teams' recent form, head-to-head history, squad availability, and tactical analysis. Read the full NK Lokomotiva Zagreb vs ZNK Osijek preview before placing your bet.

NK Lokomotiva Zagreb are currently 5th with 44 points after 36 matches.
ZNK Osijek sit 9th with 35 points from 36 matches.
Our algorithm prediction: NK Lokomotiva Zagreb to win with probability 40%.
Head-to-head history favors ZNK Osijek, who have won 2 of the last 6 meetings. NK Lokomotiva Zagreb have one win, while 3 matches ended in draws.

Predictions 1x2 Under/Over 2.5 1X2 Live Half Time Half Time / Full Time Both To Score Double chance Handicap Scorers Corners Cards

Home team Away team

Probability %

Pred

Correct

Avg.g

Coef.

Score.

Live coef.

Weather

12:15

2026-02-21

NK Lokomotiva Zagreb vs ZNK Osijek - Prediction & Odds

NK Lokomotiva Zagreb

ZNK Osijek

2026-02-21 12:15

STANDINGS UP TO 21/02/2026

Overall Table	PTS	GP	W	D	L	GF	GA	+/-

01 Dinamo Zagreb	86	36	27	5	4	93	28	65
02 Hajduk Split	68	36	20	8	8	61	36	25
03 NK Varteks Varazdin	54	36	15	9	12	47	46	1
04 Rijeka	53	36	14	11	11	49	36	13
05 NK Lokomotiva Zagreb	44	36	10	14	12	40	52	-12
06 Istra 1961 Pula	43	36	12	7	17	39	50	-11
07 Slaven Belupo	41	36	10	11	15	46	61	-15
08 HNK Gorica	41	36	11	8	17	40	48	-8
09 ZNK Osijek	35	36	8	11	17	27	49	-22
10 HNK Vukovar 91	28	36	6	10	20	37	73	-36

Head To Head

23/11/2025 11:00

ZNK Osijek

1 - 1

NK Lokomotiva Zagreb

CRO D1

31/08/2025 12:15

NK Lokomotiva Zagreb

1 - 1

ZNK Osijek

CRO D1

09/05/2025 12:00

ZNK Osijek

1 - 1

NK Lokomotiva Zagreb

CRO D1

08/03/2025 12:30

NK Lokomotiva Zagreb

3 - 0

ZNK Osijek

CRO D1

08/12/2024 12:30

ZNK Osijek

3 - 0

NK Lokomotiva Zagreb

CRO D1

22/09/2024 11:30

NK Lokomotiva Zagreb

0 - 1

ZNK Osijek

CRO D1

NK Lokomotiva Zagreb

17%

Draw

50%

ZNK Osijek

33%

NK Lokomotiva Zagreb Last 6 matches

13/02/2026 13:00

Slaven Belupo 2 - 0 NK Lokomotiva Zagreb CRO D1

06/02/2026 13:00

NK Lokomotiva Zagreb 3 - 0 HNK Gorica CRO D1

30/01/2026 13:00

Istra 1961 Pula 1 - 1 NK Lokomotiva Zagreb CRO D1

24/01/2026 10:00

NK Lokomotiva Zagreb 2 - 1 HNK Vukovar 91 CRO D1

16/01/2026 10:00

Slaven Belupo 2 - 4 NK Lokomotiva Zagreb INT CF

14/01/2026 09:30

NK Lokomotiva Zagreb 1 - 2 FK Velez Mostar INT CF

Win

50%

Draw

17%

Lost

33%

Last 6 matches ZNK Osijek

08/02/2026 10:00

NK Varteks Varazdin 2 - 1 ZNK Osijek CRO D1

01/02/2026 10:00

ZNK Osijek 1 - 0 Rijeka CRO D1

25/01/2026 12:45

ZNK Osijek 0 - 3 Dinamo Zagreb CRO D1

16/01/2026 10:30

ZNK Osijek 2 - 0 Standard Sumgayit INT CF

16/01/2026 04:00

ZNK Osijek 1 - 3 Qarabag INT CF

13/01/2026 09:30

ZNK Osijek 2 - 1 Gyori ETO INT CF

Win

50%

Draw

Lost

50%

Overall Home/Away

Full time First half Second half

All leagues Croatia 1.Division

Played games

NK Lokomotiva Zagreb

ZNK Osijek

Goals

Scored

Avg. per game

1.11

Conceded

Avg. per game

1.44

Scored

Avg. per game

0.75

Conceded

Avg. per game

1.36

Scored a goal

In last 6 matches

YesNo

3 (50%)3 (50%)

In last 6 matches

NoYes

2 (33%)4 (67%)

In last 36 matches

YesNo

28 (78%)8 (22%)

In last 36 matches

NoYes

19 (53%)17 (47%)

NK Lokomotiva Zagreb

Recent matches

ZNK Osijek

Under /Over

(89%)32 4(11%)

1.5

Full Time

Under /Over

(64%)23 13(36%)

Under /Over

(31%)11 25(69%)

1.5

1st Half

Under /Over

(25%)9 27(75%)

Under /Over

(33%)12 24(67%)

1.5

2nd Half

Under /Over

(31%)11 25(69%)

/Yes

(64%)23 13(36%)

Both scored
(Yes/No)

No /Yes

(31%)11 25(69%)

GOALS BY TIME PERIOD

NK Lokomotiva Zagreb

ZNK Osijek

Shots

NK Lokomotiva Zagreb

Total shots

10.14 avg / game

Blocked

73 total

Avg. 2.21

ZNK Osijek

Total shots

12.23 avg / game

Blocked

133 total

Avg. 3.91

NK Lokomotiva Zagreb Pass ZNK Osijek

Total passes

13567

Avg. 388 / game

Accurate

80%

Ball possession

50%

Total passes

13689

Avg. 391 / game

Accurate

79%

Ball possession

49%

TOTAL ATTACKS

DANGEROUS ATTACKS

OTHERS

NK Lokomotiva Zagreb

Played games

ZNK Osijek

Avg / game Total Total Avg / game

0.19

Clean sheets

0.42

4.33

156

Corners

173

4.81

21.53

775

Throw-ins

754

20.94

2.03

Offsides

1.31

2.31

GK saves

101

2.81

NK Lokomotiva Zagreb

DISCIPLINARY

ZNK Osijek

Avg / game Total Total Avg / game

1.94

2.17

0.11

0.11

13.97

503

Fouls

524

14.56

8.69

313

Tackles

433

12.03

NEXT MATCHES

NEXT MATCHES

How We Build the NK Lokomotiva Zagreb vs ZNK Osijek Prediction

Betiball.com's prediction for NK Lokomotiva Zagreb vs ZNK Osijek on 21 February 2026 is generated by a statistical model that processes over 30 data points per match — including each team's last ten results, expected goals (xG), shots on target, defensive line metrics, set-piece vulnerability, and confirmed squad availability. For this Croatia 1.Division fixture, our model also factors in home and away performance splits and any confirmed injuries or suspensions reported within 48 hours of kick-off. Every tip includes a probability percentage — not just a pick, but the data behind it.

NK Lokomotiva Zagreb vs ZNK Osijek Form Analysis

Heading into this match, both sides carry distinct statistical profiles our model weighs carefully. We assess NK Lokomotiva Zagreb's recent home record, scoring rate, and clean sheet frequency against ZNK Osijek's away form — particularly goals conceded on the road and their tendency to score or keep clean sheets in away fixtures. Over/Under 2.5 goals, Both Teams to Score (BTTS), and the Asian Handicap line are all evaluated through this lens before a final recommendation is issued.

Croatia 1.Division Context: Standings, Form & What's at Stake

League position and match context are decisive inputs. A team fighting relegation defends differently from one chasing European qualification — and our model accounts for that pressure. Check the live Croatia 1.Division standings and the Croatia 1.Division form table to understand exactly where NK Lokomotiva Zagreb and ZNK Osijek sit and what this result means for both clubs.

Prediction Accuracy & Track Record

Betiball.com publishes a weekly prediction accuracy review so you can verify our historical hit rate across 1x2, Over/Under, and BTTS markets. We do not hide results that went against our tip — full transparency on model performance is a core part of how Betiball.com operates. Our Croatia 1.Division predictions are among the highest-rated by our users precisely because the data is always shown alongside the recommendation.

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